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Office of Student Financial Planning
Student Financial Planning

Loans

A loan is financial assistance that enables students and parents to borrow money from the federal government, state government or private lenders. These loans must be repaid. Borrowers are responsible for signing a Master Promissory Note for each loan program. When signed, the Master Promissory Note is a binding, legal document through which the borrower agrees to repay the loan. The promissory note should be read carefully and a copy retained for the borrower’s records. Please note that students who are non-degree seeking or who are seeking teacher certification after graduation are only eligible for alternative loans in most cases.

Stafford Loans

  • The chart below lists yearly limits as well as aggregate limits on Stafford Loans
                       Loan Type  Fr So Ju Se Lifetime Limit
Subsidized Stafford (Dependent)*  3500  4500  5500  5500  23000
Unsubsidized Stafford (Dependent)  2000  2000  2000  2000  8000
 Subsidized Stafford (Independent)  3500  4500  5500  5500  23000
 Unsubsidized Stafford (Independent)  2000  4500  5500  5500  23000

 

Parent PLUS Loans – 

Graduate PLUS loans –

Perkins Loans – 

Private/Alternative Loans – 

CONTACT THE OFFICE OF FINANCIAL PLANNING

Our main office is located in Suite 100 of Roberts Hall.

Phone: (336) 841-9124
Fax: (336) 841-4649
Email: finplanning@highpoint.edu
Title IV School code: 002933
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