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Tuition Protection Plan

Protect Your Tuition and Fees with The Tuition Protection Plan

The cost of education today is a substantial investment, one which is likely to be your second largest next to a home purchase.  If you are hurt or become ill and cannot complete the term, you stand to lose thousands of dollars.  While most colleges provide partial refunds for withdrawals, they are limited and usually effective only when you withdraw early in the term.  This Plan dramatically enhances the college refund schedule and provides more generous funds throughout the entire term.

The Tuition Refund Plan will alleviate if not eliminate your financial loss.  The Plan will return your tuition and allow you to re-enter college when a term must be repeated.  It will provide funds which can reduce your loan obligations under government or private loan programs.  Subject to the program terms and conditions, if you withdraw from classes because of a personal injury or sickness, this Plan will return up to:

  • 75% of your insured term tuition and fees, or
  • 75% of your insured term tuition and fees if the withdrawal results from a mental health condition.

*Term tuition and fees does not include additional programs or special upgraded housing.

The refund will assist you greatly by giving you:

  • Money that can ease your loan obligations
  • Money that can allow you to continue your education

Every student or parent for whom the loss of a term’s fee would represent a significant financial hardship should take advantage in the Tuition Refund Plan.

Benefits

Injury and Sickness Withdrawals

75% of the insured term tuition and fees, less any refund or credit due to you from High Point University, will be refunded provided your physical condition is certified by a licensed physician and forces you to completely withdraw from all classes for the balance of the term.

Mental Health Withdrawals

75% of the insured term tuition and fees, less any refund or credit due to you from High Point University, will be refunded provided your medical condition is certified by a licensed physician and you have completely withdrawn from all classes for any condition whose diagnosis is found in the DSM-V Manual.

In both cases above, a “complete withdrawal” from the college is required.  This means you have given written notice that because of your injury or sickness you will not receive any academic credit.  A written statement from your doctor certifying the injury or sickness and college verification will be required.

Conditions of Coverage

Your protection covers a full term from the opening to closing date.  Your application must be postmarked before the opening date.  This coverage refunds on a term basis only.  If your premium covers a full year, and if for any reason you do not return for subsequent terms, please notify us during the current policy year and any unused premium will be refunded to you.  No applications can be accepted if received after you start classes.  Coverage ceases on the last day of formal academic instruction by High Point University due to any reason.

Room, meals or other charges that are not paid to High Point University cannot be insured.

Exclusions

*Note that the Plan does not cover the following:

  • War or any act of war, declared or undeclared
  • Terrorism
  • The use of any drug, narcotic or agent which is similarly classed or has similar effects (excepting when it is prescribed by a doctor)
  • Taking part in a riot
  • Failure to attend classes for any reason other than sickness or injury
  • Withdrawal when the student receives credit for an incomplete term
  • Intentional self-inflicted injury or sickness
  • Nuclear reaction, nuclear radiation or radioactive contamination

Claims

Claims should be reported within 30 days from occurrence or as soon as it is reasonably possible.  You should arrange for the completion of the claim form.  Benefit payment is made to High Point University to be credited to the student’s account.  Benefits not required to settle your account with High Point University will be refunded to you through High Point University.  All mental health withdrawals will be classified in accordance with the American Psychiatric Association’s Diagnostic and Statistical Manual-DSM-V.

In the event that you need to file a claim, contact Jennifer Foster via email at jfoster1@highpoint.edu or by phone at (336) 841-9463.

 

Cost and Waiving of Coverage

The cost of the plan is $304.00 for the 2019-2020 academic year.  Coverage insures tuition, mandatory fees, room and meals.  Every incoming and returning student will be automatically enrolled in coverage entering the Fall 2019 semester.

For those New Students or those returning from a Leave of Absence you will be automatically enrolled for the Spring 2020 semester at the cost of $152.00.  Those students may waive the coverage by contacting our office at 336-841-9259.

If you wish to stay enrolled in coverage, no action is necessary on your part.

If you wish to waive this coverage for the 2019-2020 Academic year please go to https://www.tuitionprotection.com/hpu

The Tuition Refund Plan was originated in 1930 to protect the financial investment of students and parents in education.  Today, over 1200 leading independent schools throughout North America offer the Plan.  The Plan described above has been specifically designed for the needs of college students and parents.  It offers the unique benefit of refunding a portion of term tuition and fees when you are forced to withdraw for medical reasons at any time during the term.
The Plan is administered by A.W.G. Dewar, Inc., Quincy, Massachusetts, now in its ninth decade of service to the educational community.
The Tuition Refund Policy is underwritten by Atlantic Specialty Insurance Company, New York, NY, a member company of the OneBeacon Insurance Group, for A.W.G. Dewar, Inc., dba A.W.G. Dewar Insurance Agency, Four Batterymarch Park, Quincy, MA 02169.  The name of each student is listed on a policy which is held by the Office of Student Accounts, not as agent for the insurance company, but on behalf of insured students and their parents.

CONTACT THE OFFICE OF STUDENT ACCOUNTS

The Student Accounts Office is Located on the first floor of Roberts Hall.

(336) 841-9259
(336) 888-6384 (fax)
studentaccounts@highpoint.edu