Student Accounts Student Insurance
High Point University is concerned with the overall health and safety of our students. Students without primary health insurance are required to enroll and purchase a health insurance plan offered by High Point University.
The United States Department of Health and Human Services (HHS) and the Centers for Medicare & Medicaid Services (CMS) issued a final rule March 16, 2012 outlining the applicability of the Patient Protection and Affordable Care Act (PPACA) and the Health Care and Education Reconciliation Act of 2012 (collectively “Affordable Care Act” or “ACA”) to student insurance plans.
The new law mandates Student Health Insurance plans taking effect during the academic year 2012-2013, include specified provisions.
As a result to this passage, High Point University has worked with Wells Fargo Insurance to evaluate student health insurance plans, which will now meet the minimum standards. The former HPU student health plan was a limited medical plan with limited benefits and can no longer be offered. As a result, the 2012/13 Student Health Plan must have enhanced coverage that meets the new guidelines. An example of this change is the Benefit Maximum. Under the former student health plan, the benefit maximum was $10,000 per illness or accident. Under the 2012/13 plan the Annual Benefit Maximum is increased to $500,000. These required enhancements have a significant impact on the annual premium.
We are happy to announce a new partnership with United Healthcare/Student Resources, one of the largest student health insurance providers. Because there are significant changes to the Plan for 2012/2013 Academic Year, we are aggressively working with Wells Fargo and United Healthcare on the implementation of the new plan design with legislation details.
UNITEDHEALTHCARE PLAN – August 1, 2012 – July 31, 2013
The rate of the annual plan is $1,225. Detailed information about the plan is available at www.uhcsr.com/highpoint.
UNITEDHEALTHCARE PLAN – January 1, 2013 - July 31, 2013
The rate for the spring/summer plan is $725. This plan is for students new to High Point University beginning with the Spring 2013 semester. It is also for all students returning from a Fall 2012 hiatus.
WAIVER PROVISION – OPTING OUT OF MANDATORY COVERAGE
Students who have “other Comparable Coverage” will continue to be able to submit an online waiver request with proof of Comparable Coverage. Comparable Coverage is defined as individual medical and sickness indemnity plans, employer-sponsored group insurance plans, Medicare, TriCare, or Medicaid. The waiver period has ended for students enrolled in the Fall 2012 semester. Beginning November 16, 2012, a waiver form can be completed online at www.studentcenter.uhcsr.com/highpoint for all new, Spring 2013 incoming students. All F1 and J1 International students are required to purchase the UnitedHealthCare Plan.
All students required to have insurance who do NOT submit a completed waiver will be AUTOMATICALLY enrolled in the program. Enrollment and changes deadline for the Fall policy term is August 28, 2012; Spring term deadline – January 15, 2013.
You will need your HPU student ID number to begin the waiver process. Your ID number is 7 digits and may include one or two leading zero’s. It does not include any letters.You will also need your medical insurance card to complete the waiver.